California's state-based health exchange since 2013
Get a QuoteMissed open enrollment? A Special Enrollment Period allows you to enroll in Covered California outside the annual enrollment window if you experience a qualifying life event.
A Special Enrollment Period (SEP) is a window of time outside the annual Open Enrollment when you can sign up for health insurance through Covered California.
You qualify for a SEP when you experience certain life changes, called "qualifying life events" (QLEs).
The following events may qualify you for a Special Enrollment Period:
Most Special Enrollment Periods last 60 days from the date of your qualifying event.
| Event Type | Enrollment Window | Coverage Start |
|---|---|---|
| Loss of coverage | 60 days before or after | 1st of month after enrollment |
| Marriage/Domestic partnership | 60 days after | 1st of month after enrollment |
| Birth/Adoption | 60 days after | Retroactive to birth/adoption date |
| Moving | 60 days before or after | 1st of month after enrollment |
You'll need to provide proof of your qualifying life event. Common documents include:
Our licensed agents can help you navigate the Special Enrollment process at no cost.
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