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Browse our complete library of health insurance guides and resources to help you make informed decisions about your coverage.

Getting Started

About Covered California

Learn about California's health insurance marketplace

Insurance Basics

Understanding deductibles, copays & more

Eligibility Requirements

Do you qualify for Covered California?

How to Apply

Step-by-step enrollment guide for 2026

Costs & Savings

How Subsidies Work

Understanding premium tax credits

Income Limits

Eligibility requirements and thresholds

California Health Insurance Costs

Real cost examples by age and income

Health Savings Accounts

Triple tax advantages with Bronze plans

Tax Penalty

California individual mandate explained

Plan Types & Coverage

Choosing a Plan

Find the right plan for your needs

HMO vs PPO vs EPO

Compare health plan network types

Minimum Essential Coverage

What qualifies as minimum essential coverage

Compare Options

Covered CA vs Medi-Cal

Which program do you qualify for?

Covered CA vs Healthcare.gov

Why California is different and better

Federal Changes

Recent policy updates and impacts