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Browse our complete library of health insurance guides and resources to help you make informed decisions about your coverage.

Getting Started

About Covered California

Learn about California's health insurance marketplace

Insurance Basics

Understanding deductibles, copays & more

Eligibility Requirements

Do you qualify for Covered California?

How to Apply

Step-by-step enrollment guide for 2026

Costs & Savings

How Subsidies Work

Understanding premium tax credits

Income Limits

Eligibility requirements and thresholds

California Health Insurance Costs

Real cost examples by age and income

Health Savings Accounts

Triple tax advantages with Bronze plans

Tax Penalty

California individual mandate explained

Plan Types & Coverage

Choosing a Plan

Find the right plan for your needs

HMO vs PPO vs EPO

Compare health plan network types

Minimum Essential Coverage

What qualifies as minimum essential coverage

Coverage by Condition

Health Conditions

Coverage guides by condition

Diabetes Coverage

Best plans for insulin, supplies & specialist visits

Pregnancy & Maternity

Prenatal care, delivery & newborn coverage

Mental Health

Therapy, counseling & psychiatric care plans

Chronic Conditions

Heart disease, COPD, arthritis & ongoing care

Prescription Drugs

Compare drug formularies & medication costs

Preventive Care

Free checkups, vaccines & health screenings

Emergency Care

ER coverage, costs & urgent care options

Specialist Care

Referrals, copays & specialist access by plan

Surgery Coverage

Inpatient, outpatient & pre-authorization guide

Cancer Treatment

Chemo, radiation & specialist coverage plans

Life Changes & Transitions

COBRA Expiring

Transition from COBRA to Covered California with subsidies

Losing Medi-Cal

Options after losing Medi-Cal coverage, appeals, and transition help

Lost Job Coverage

Options after losing employer insurance

Turning 26?

Options after losing parent coverage

Qualifying Life Events

Enroll outside open enrollment period

Emergency Special Enrollment

Special enrollment for California disaster relief

Missed Open Enrollment?

Special enrollment options available

Compare Options

Covered CA vs Medi-Cal

Which program do you qualify for?

Covered CA vs Healthcare.gov

Why California is different and better

Federal Changes

Recent policy updates and impacts