California's state-based health exchange since 2013
Get a QuotePlanning a baby or already pregnant? All Covered California plans must cover maternity care as an Essential Health Benefit. Learn what's covered and how to choose the best plan for your pregnancy.
All Covered California plans cover:
Your out-of-pocket costs depend on your plan's deductible and hospital costs. These are Covered California's standard 2027 plans:
| Plan (2027) | Deductible | Prenatal Care | Hospital Stay | Out-of-Pocket Max |
|---|---|---|---|---|
| Bronze 60 | $5,800 | no charge | 40% | $11,650 |
| Silver 70 | $4,700 | no charge | 30% | $11,650 |
| Silver 73 | $4,700 | no charge | 30% | $9,600 |
| Silver 87 | $1,100 | no charge | 20% | $4,000 |
| Silver 94 | $200 | no charge | 10% | $3,000 |
| Gold 80 | $0 | no charge | $375 per day up to 5 days or 30% | $9,600 |
| Platinum 90 | $0 | no charge | $325 per day up to 5 days or 10% | $5,500 |
Labor and delivery count as a hospital stay. C-sections and complications cost more, up to the plan's out-of-pocket maximum. The quote form shows each plan's costs for you.
If you're planning a pregnancy, consider upgrading to a Gold or Platinum plan during Open Enrollment.
Our agents can help you calculate costs and choose the best plan for your pregnancy.
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