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California's state-based health exchange since 2013

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Family Health Insurance in California

Find affordable 2026 health coverage for your entire family. All Covered California plans include pediatric dental and vision at no extra cost.

Family of 4? We've Pre-Filled Your Household Size

Adjust the household size if your family is larger or smaller. Many California families qualify for significant subsidies.

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Enter your details to see if you qualify for free or low-cost health insurance in California.

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What Family Plans Include

Preventive Care

Annual checkups, immunizations, and screenings for all family members at no additional cost.

Pediatric Dental

Dental coverage for children under 19 is included in all Covered California health plans at no extra premium.

Maternity & Newborn Care

Prenatal care, labor, delivery, and newborn care are essential health benefits covered by all plans.

Pediatric Vision

Eye exams and corrective lenses for children under 19 are included as an essential health benefit.

Children's Health Coverage in California

California provides extensive health coverage options for children, including:

  • Medi-Cal covers children up to 266% FPL — much higher than the adult threshold of 138%
  • All Covered California plans include pediatric dental and vision as essential health benefits
  • Well-child visits, immunizations, and developmental screenings are covered at no cost
  • Mental health and substance abuse services are covered for children and adolescents
Children may qualify for Medi-Cal even if parents do not. A mixed household can have parents on Covered California and children on Medi-Cal.
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