Covered California Insurance Carriers

Compare all 11 health insurance carriers available through Covered California. Find the best coverage for your needs at competitive prices.

Why Work With Cover Health CA?

  • Same Low Prices - Identical premiums as Covered California
  • Zero Broker Fees - Our services are completely free to you
  • Expert Guidance - Licensed agents help you compare & enroll

Understanding Your Carrier Options

Covered California partners with 11 health insurance carriers to provide comprehensive coverage options across the state. Each carrier offers different plan types, provider networks, and pricing. Availability varies by county.

While all plans must cover the same essential health benefits, carriers differ in their networks, customer service, and extra perks. Understanding these differences helps you find the best fit for your healthcare needs.

All Covered California Carriers

Anthem Blue Cross Logo
Anthem Blue Cross

Largest provider network in California with PPO options

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Blue Shield of California Logo
Blue Shield of California

Comprehensive statewide coverage with multiple network options

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Health Net Logo
Health Net

Statewide coverage with HMO and EPO plan options

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Kaiser Permanente Logo
Kaiser Permanente

Integrated care with own doctors, hospitals, and pharmacies

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L.A. Care Health Plan Logo
L.A. Care Health Plan

Los Angeles County's community-focused health plan

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Molina Healthcare Logo
Molina Healthcare

Affordable options in multiple California counties

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Sharp Health Plan Logo
Sharp Health Plan

San Diego's premier integrated healthcare system

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Valley Health Plan Logo
Valley Health Plan

Santa Clara County public health plan option

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Western Health Advantage Logo
Western Health Advantage

Northern California regional carrier with local focus

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Inland Empire Health Plan Logo
Inland Empire Health Plan

Riverside and San Bernardino Counties coverage

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Chinese Community Health Plan Logo
Chinese Community Health Plan

San Francisco with culturally-sensitive care options

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Why Choose Cover Health CA?

Same Premium Prices

You pay the exact same premiums as on CoveredCA.com. Working with us never costs you more.

Zero Broker Fees

Our services are completely free. We're compensated by the carriers, not by you.

Expert Guidance

Our licensed agents help you navigate options, maximize subsidies, and complete enrollment.

Unbiased Recommendations

We represent all carriers and recommend the best plan for your specific needs.

Major Statewide Carriers

Coverage Area: Statewide (availability varies by county)

Network Types: PPO, EPO, HMO

Anthem Blue Cross offers the largest provider network in California, including the state's only PPO options through Covered California. Ideal for those who value flexibility and out-of-network coverage.

Coverage Area: Statewide (availability varies by county)

Network Types: PPO, HMO, EPO

Blue Shield of California provides comprehensive coverage with multiple network options. Known for strong customer service and a wide range of plan choices across all metal tiers.

Coverage Area: Statewide (availability varies by county)

Network Types: HMO, EPO

Health Net offers competitive pricing with HMO and EPO options. A solid choice for those seeking affordable coverage with comprehensive benefits.

Coverage Area: Major California regions (not all counties)

Network Type: HMO (Integrated System)

Kaiser Permanente operates as an integrated healthcare system with its own doctors, hospitals, and pharmacies. Members typically receive all care within Kaiser facilities. Known for coordinated care and preventive health focus.

Learn More About Kaiser

Regional Carriers

These carriers serve specific regions or counties and often provide excellent value with deep local provider relationships:

  • L.A. Care Health Plan - Los Angeles County's local health plan with extensive provider network
  • Sharp Health Plan - San Diego County, integrated with Sharp HealthCare system
  • Inland Empire Health Plan - Riverside and San Bernardino Counties
  • Valley Health Plan - Santa Clara County with focus on community care
  • Western Health Advantage - Northern California counties including Sacramento region
  • Chinese Community Health Plan - San Francisco with culturally-sensitive care
  • Molina Healthcare - Multiple counties with affordable plan options

How to Choose the Right Carrier

Consider these factors when selecting a carrier:

Provider Network

Check if your current doctors and hospitals are in-network. Use our provider search tools to verify.

Prescription Coverage

Verify your medications are covered in the carrier's formulary and check copay amounts.

Total Costs

Compare premiums, deductibles, copays, and out-of-pocket maximums across carriers.

Quality Ratings

Review Covered California quality ratings and member satisfaction scores.

Need Help Deciding? Our licensed agents can help you compare carriers and find the best fit for your healthcare needs and budget at no cost to you.

Ready to Find Your Perfect Health Plan?

Compare all carriers and plans in one place. Get personalized recommendations and enroll with expert guidance.