California's state-based health exchange since 2013
Get a QuoteAll Covered California plans must cover mental health and substance use treatment at the same level as medical care. Learn about your coverage options for therapy, counseling, and psychiatric services.
On Covered California's standard 2027 plans, a therapy or psychiatry office visit has one price:
| Plan (2027) | Mental Health Office Visit | Deductible |
|---|---|---|
| Bronze 60 | $60 | $5,800 |
| Silver 70 | $50 | $4,700 |
| Silver 73 | $50 | $4,700 |
| Silver 87 | $15 | $1,100 |
| Silver 94 | $5 | $200 |
| Gold 80 | $40 | $0 |
| Platinum 90 | $20 | $0 |
On the standard Bronze 60 plan the deductible is waived for your first three non-preventive visits of the year combined (office, urgent care and outpatient mental health visits). After that, the deductible comes first.
All carriers offer telehealth mental health services, making it easier to access care:
California law requires mental health coverage to be equal to medical coverage:
Our agents can help you find plans with strong mental health networks in your area.
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