Covered California Enrollment Process FAQs

Before You Start

Gather these items before beginning your application:

• Social Security numbers for everyone applying
• Immigration documents (if applicable)
• Income information (pay stubs, tax returns)
• Current health insurance information (if any)

Step-by-Step Enrollment

1. Create an account or work with a certified agent
2. Enter household information (who's applying, ages, county)
3. Provide income information to determine subsidy eligibility
4. Review your options and compare plans
5. Select your plan and complete enrollment
6. Pay your first premium to activate coverage

Documents You May Need

• W-2 forms or pay stubs
• Tax returns (especially for self-employed)
• Proof of California residency
• Immigration status documents
• Proof of qualifying life event (for SEP)

How Long Does Enrollment Take?

With all documents ready, most applications take 15-30 minutes to complete online.

Working with a licensed agent can make the process even faster and ensure you get the best plan for your needs.