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SmartEnroll SmartEnroll™ Tips

Get personalized health insurance recommendations for your California location. Enter your ZIP code to discover carrier options, network insights, and cost-saving strategies specific to your area.

Enter a 5-digit California ZIP code to see location-specific health insurance tips.
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SmartEnroll Tips for Long Beach

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Anthem Blue Cross HMO - Narrow Network
This is a narrow network HMO plan. Choices of doctors are minimal compared to Anthem employer plans.
Anthem Anthem - HMO
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Blue Shield PPO - Largest Network
Offers the largest provider network, and is the only plan that works with Cedars-Sinai and UCLA. Uses Magellan Health for all mental health services.
Blue Shield of California Blue Shield of California - PPO
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Blue Shield Trio HMO - Providence Network
Lowest priced plan that works with the Providence medical group (St. John's, St Joe's, Facey, and Little Company of Mary). Uses Magellan Health for all mental health services.
Blue Shield of California Blue Shield of California - HMO
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Health Net Trio HMO - Regal & Lakeside
Works with Regal and Lakeside Medical Groups. Uses MHN for all mental health services.
Health Net Health Net - HMO
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Health Net PPO - USC-Keck Network
Lowest priced plan with USC-Keck in their network. However, it does not provide access to Cedars-Sinai or UCLA. The provider network is smaller than Blue Shield PPO. Uses MHN for all mental health services.
Health Net Health Net - PPO
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Kaiser HMO - One-Stop Shop
Highly rated for being the easiest coverage to use. All services, including prescriptions, must be rendered at a Kaiser facility unless it is an emergency.
Kaiser Permanente Kaiser Permanente - HMO
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LA Care HMO - UCLA Network (Limited Availability)
Has UCLA in its network, but is no longer accepting new patients. Works with Optum Medical Group. Uses Carelon for all mental health services.
L.A. Care L.A. Care - HMO
Disclaimer: SmartEnroll tips are general recommendations based on available plan data in your area. Individual plan availability, pricing, and features may vary. Please verify all details during the Covered California enrollment process.

About SmartEnroll Tips

What are SmartEnroll Tips?

SmartEnroll Tips are location-specific recommendations designed to help you make informed decisions about your health insurance. They highlight important factors like carrier availability, network coverage, and cost-saving opportunities unique to your California county.

Why do I need to select a county?

Some California ZIP codes span multiple counties. Because health insurance rates and plan availability can vary by county, we need to know your specific county to provide accurate tips. If your ZIP code only covers one county, you'll see results immediately.

Why does my location affect health insurance?

In California, health insurance premiums are based on rating areas, which are geographic regions defined by Covered California. Your location affects:

  • Premium costs: Different rating areas have different base rates
  • Carrier availability: Not all insurance companies serve every county
  • Network options: Provider networks vary by region
  • Plan selection: Some plans are only available in certain areas

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