Minimum Coverage Health Insurance Plan

The amounts (co-pays) listed in the chart below are what you are responsible to pay when using in-network Doctors and Hospitals.
Key benefits Minimum Coverage (Must be under age 30 to purchase)
Benefits in Orange are Subject to Deductibles
Individual Deductible $7,350 integrated medical and pharmacy deductible
Family Deductible $14,700 integrated medical and pharmacy deductible
Preventative Care no cost1
Primary Care Visit Copay $02
Urgent Care Visit Copay $02
Specialty Care Visit Copay $02
Lab Testing Copay Full cost until Maximum Out-of-Pocket is met
X-Ray Copay Full cost until Maximum Out-of-Pocket is met
Imaging Copay Full cost until Maximum Out-of-Pocket is met
Outpatient services Full cost until Maximum Out-of-Pocket is met
Emergency Room Copay Full cost until Maximum Out-of-Pocket is met
Emergency Room Transportation Copay Full cost until Maximum Out-of-Pocket is met
High cost and inpatient services (e.g. Hospital stay) Full cost until Maximum Out-of-Pocket is met
Inpatient Hospital Physician services Full cost until Maximum Out-of-Pocket is met
Tier 1 - Most Generic Drugs Full cost until Maximum Out-of-Pocket is met
Tier 2 - Preferred Brand Drugs Full cost until Maximum Out-of-Pocket is met
Tier 3 - Non-Preferred Brand Drugs Full cost until Maximum Out-of-Pocket is met
Tier 4 - Specialty Drugs Full cost until Maximum Out-of-Pocket is met
Maximum Out-Of-Pocket For One $7,350
Maximum Out-Of-Pocket For Family $14,700
1 in-network only
2 Copay is limited to the first three visits in total. That includes any combination of Primary Care, Specialist or Urgent Care visits. After three visits, future visits will be at full cost until the out-of-pocket maximum is met.
3 See the plan's Summary of Benefits to determine if $ or % is due.
Key benefits Minimum Coverage (Must be under age 30 to purchase)